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BillGenius - Manage bills, income, & bank account app for iPhone and iPad


4.8 ( 8848 ratings )
Productivity Finance
Developer: Grant Magner
0.99 USD
Current version: 1.9, last update: 6 years ago
First release : 08 Sep 2016
App size: 23.88 Mb

BillGenius is an intelligent financial tool that optimizes your bills, income, and bank account balance. Simply provide your monthly recurring bills and what days of the month you get paid on (like the 1st and the 15th). BillGenius will use this data to figure out the minimum amount of money that you need in your bank account to pay for all of the provided bills. Assuming the only transactions that occur in the bank account are your monthly bills and regular income deposits, you can easily optimize the minimum required balance on any given day. BillGenius also provides you with the smallest deposit amount needed on each future payday to protect you from overdrafting the account. Never worry again about having too much or too little money in your bill-paying account!

~Features~

(1) Enter Monthly Bills:

>> Include the bill name, max amount expected, and the draft day of each bill. If you’re not sure what day the bill will draft your account, assume the earliest day possible (pick between the 1st and 31st).

(2) Add Income:

>> Enter anywhere from 1 to 4 paydays each month (like the 1st, 15th, etc.) BillGenius does not need to know how much money you make. It will tell you how much money needs to be added to your bank account on each payday to support the provided list of bills.

(3) View Results:

>> After pressing calculate, BillGenius will provide you with the minimum account balance required on the day of the calculation and also the smallest deposit amount that must be added to your account on each future payday to support the provided bills. BillGenius also provides a forecast to show you what your account balance will look like in future months.

Have questions? Watch the overview video: https://www.youtube.com/watch?v=Qdl_9dzzAzY